A larger percentage of young Americans are uninsured than any other demographic in this country, approximately 1 in 3. When you don't have insurance, you hold off on going to the doctor because you can't afford the prices. And then you get tragedies like the one this Wednesday in Ohio:

OXFORD — Friends say the Miami University graduate who died this week after reportedly suffering from swine flu delayed getting medical treatment because she did not have health insurance.

News of Kimberly Young’s death Wednesday, Sept. 23, came as a shock to those who knew the vibrant 22-year-old who was working at least two jobs in Oxford after graduating with a double major in December 2008.

Young became ill about two weeks ago, but didn’t seek care initially because she didn’t have health insurance and was worried about the cost, according to Brent Mowery, her friend and former roommate.

Mowery said Young eventually went to an urgent care facility in Hamilton where she was given pain medication and then sent home.

On Tuesday, Sept. 22, Young’s condition suddenly worsened and her roommate drove her to McCullough Hyde Memorial Hospital in Oxford, where she was flown in critical condition to University Hospital in Cincinnati.

“That’s the most tragic part about it. If she had insurance, she would have gone to the doctor,” Mowery said.

Research released this week in the American Journal of Public Health estimates that 45,000 deaths per year in the United States are associated with the lack of health insurance. If a person is uninsured, "it means you're at mortal risk," said one of the authors, Dr. David Himmelstein, an associate professor of medicine at Harvard Medical School.